Under condominium ownership, which statement accurately describes the unit title status?

• A. Each unit owner holds title to the unit and shares ownership of common areas with others through the declaration.
• B. Common areas are owned by the HOA and not individually conveyed
• C. Units cannot be mortgaged separately
• D. Each unit has to be part of a single deed

Answer: (A)

In a condominium, ownership is split between what you own in your own unit and what you share with others in the common areas. Each unit has its own title to the space you own, while the common elements—lobbies, hallways, amenities, yards, etc.—are owned collectively by all unit owners in undivided shares, as laid out in the declaration and related governing documents. The condo association oversees and maintains those common areas, but no single owner holds title to them; instead, ownership of the common elements is shared among all owners through the declaration. This setup explains why the unit title status is described as you hold title to your unit and share ownership of the common areas with others through the declaration.