For a General Warranty Deed, covenants of title must include which of the following?

• A. All covenants of title
• B. Implied warranties only
• C. Only some covenants
• D. No covenants required

Answer: (A)

In a General Warranty Deed, the promises about title are as broad as they get, so it includes all covenants of title. These covenants typically cover six protections: seisin (the grantor owns the estate and has the right to convey it), the covenant to convey (the grantor has the right to transfer), against encumbrances (no hidden liens or encumbrances), quiet enjoyment (the grantee won’t be disturbed by someone asserting a better claim), further assurances (the grantor will take steps to fix any title defects), and warranty of title (the grantor will defend the title against claims). Because this type of deed guarantees title against defects arising from the grantor and earlier owners, it carries every covenant of title for the grantee. Other deed types provide fewer protections, which is why they do not fit as well here.